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Category >> Talking Credit

Jul 17
2010

FIVE WAYS TO PROTECT YOUR BANK DURING STAGFLATION

Posted by Ed O'Leary in Talking Credit

O'Leary's advice on avoiding a bad road—a followup
Jul 15
2010

RETURN TO NORMALCY? BE CAREFUL WHAT YOU WISH FOR

Posted by Ed O'Leary in Talking Credit

Ed looks back on his days in Texas, when dread "stagflation" made banking a challenge. Could we be headed there again?
Jul 07
2010

FIVE RULES FOR SUCCESS FOR CHIEF LENDERS

Posted by Ed O'Leary in Talking Credit

And there isn't a ratio, rating, or regulation in any of them!

A followup to the June 27th blog

Jun 27
2010

MCCHRYSTAL AFFAIR PRESENTS LESSONS FOR LENDERS

Posted by Ed O'Leary in Talking Credit

People and organizations run on the same dynamics, whether they wear pinstripes or camos. And Job One isn't always what you think it is.
Jun 24
2010

A CREDIT MAN'S TAKE ON MORAL HAZARD

Posted by Ed O'Leary in Talking Credit

In the second blog of a periodic series, Ed O'Leary looks at the big-picture issue of "moral hazard" and how it relates to the individual lender.
Jun 16
2010

A CREDIT MAN'S TAKE ON THE FINANCIAL MALAISE

Posted by Ed O'Leary in Talking Credit

In the first blog of a periodic series, Ed O'Leary looks at lessons credit people can learn from the financial malaise
Jun 09
2010

CONTRARIAN VIEWS ON WORKOUTS

Posted by Ed O'Leary in Talking Credit

Are your own attitudes sabotaging workout success? But, then, asks Ed, what's your definition of workout success?
Jun 01
2010

CAN YOUR BANK'S COMMERCIAL LENDING PROGRAM STILL COMPETE?

Posted by Ed O'Leary in Talking Credit

Time for a new model in community bank business lending?
May 25
2010

IS AVOIDING RESPONSIBILITY THE NEW FULL-TIME JOB?

Posted by Ed O'Leary in Talking Credit

It's time for the industry to begin learning from the financial crisis. And that begins with a gutsy decision
May 20
2010

THE ULTIMATE CAPITALIST RATIO, AND WHY IT MATTERS TO YOUR BANK'S FUTURE

Posted by Ed O'Leary in Talking Credit

Building equity up can sound like taking vitamins. But is there a dark side?