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Category >> Talking Credit

Jun 24
2010

A CREDIT MAN'S TAKE ON MORAL HAZARD

Posted by Ed O'Leary in Talking Credit

In the second blog of a periodic series, Ed O'Leary looks at the big-picture issue of "moral hazard" and how it relates to the individual lender.
Jun 16
2010

A CREDIT MAN'S TAKE ON THE FINANCIAL MALAISE

Posted by Ed O'Leary in Talking Credit

In the first blog of a periodic series, Ed O'Leary looks at lessons credit people can learn from the financial malaise
Jun 09
2010

CONTRARIAN VIEWS ON WORKOUTS

Posted by Ed O'Leary in Talking Credit

Are your own attitudes sabotaging workout success? But, then, asks Ed, what's your definition of workout success?
Jun 01
2010

CAN YOUR BANK'S COMMERCIAL LENDING PROGRAM STILL COMPETE?

Posted by Ed O'Leary in Talking Credit

Time for a new model in community bank business lending?
May 25
2010

IS AVOIDING RESPONSIBILITY THE NEW FULL-TIME JOB?

Posted by Ed O'Leary in Talking Credit

It's time for the industry to begin learning from the financial crisis. And that begins with a gutsy decision
May 20
2010

THE ULTIMATE CAPITALIST RATIO, AND WHY IT MATTERS TO YOUR BANK'S FUTURE

Posted by Ed O'Leary in Talking Credit

Building equity up can sound like taking vitamins. But is there a dark side?
May 12
2010

LIQUIDITY: THE NEGLECTED COMPONENT OF CREDIT ANALYSIS

Posted by Ed O'Leary in Talking Credit

Liquidity is a basic that will bite you in the butt when you ignore it
May 04
2010

5 RULES FOR MAINTAINING PROPER CREDIT CULTURE

Posted by Ed O'Leary in Talking Credit

Like those who won't learn from history, lenders who won't learn from a crisis are doomed to more of them.
Apr 27
2010

CREDIT DOCUMENTATION: WILL THE EMAIL YOU SEND TODAY HAUNT YOU TOMORROW?

Posted by Ed O'Leary in Talking Credit

Community bank lenders should find a lesson in this week's Goldman Sachs revelations
Apr 21
2010

TRUST: AN ESSENTIAL FOR LENDERS

Posted by Ed O'Leary in Talking Credit

Does your boss trust you? Do you trust your customers?

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