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Equifax--All scores are not created equal -- http://consumer.equifax.com?elqPURLPage=31

Category >> Talking Credit

Dec 17
2009

PART 1: SIX LESSONS TO TAKE AWAY FROM 2009

Posted by Ed O'Leary in Talking Credit

A popular morning news and talk cable channel show regularly ends its program with a question to its talking heads and guests: “What have we learned today?”

Part 1 of a three-blog series

Dec 10
2009

WHY CORE DEPOSITS MATTER TO LENDERS

Posted by Ed O'Leary in Talking Credit

There was an article the other day in the national financial press on how FDIC is having difficulty generating interest for some banks destined for closure in the immediate future.  This is due to a handful of primary reasons that bear directly on the future of community banking and community banking business models.
Dec 03
2009

CRE GUIDANCE: EXAMINERS GAVE YOU A ROAD MAP

Posted by Ed O'Leary in Talking Credit

Yes, the CRE rules aren’t perfect. But they’re useful.
Nov 19
2009

FOR YOUNG BANKERS ONLY: DO YOU HAVE TOMORROW’ SKILL SET? OR EVEN TODAY’S?

Posted by Ed O'Leary in Talking Credit

Back from a meeting with the nation's ag bankers, Ed returns with food for thought for young lenders. (Bosses ought to read this too.)
Nov 12
2009

FIVE REASONS WHY TODAY’S WORKOUTS ARE DIFFERENT

Posted by Ed O'Leary in Talking Credit

Survivors of today's challenges can learn both credit and ethical lessons
Nov 05
2009

EXAM COUNCIL GUIDANCE HOLDS OUT HOPE FOR CRE LENDING

Posted by Ed O'Leary in Talking Credit

Ed brings a seasoned eye to the regulators' new CRE guidance, and finds promise.

Plus a special banker alert

Oct 28
2009

LENDER LIABILITY LURKS BEHIND TODAY'S CRISIS

Posted by Ed O'Leary in Talking Credit

Risks lie not only in what you've told errant borrowers,

but in what you've let them get away with in better times

Oct 15
2009

TEN TIPS TO SPOT BORROWER TROUBLE

Posted by Ed O'Leary in Talking Credit

You can spot trouble coming, if you look and listen. Here's how
Oct 07
2009

GOT THE BLUES? GO SEE A CUSTOMER TODAY--AND TOMORROW

Posted by Ed O'Leary in Talking Credit

You won't produce a better tomorrow just from behind your desk. Ed says, get up, get moving, and visit your borrowers today
Oct 01
2009

A CURE FOR THE LENDER'S BLUES

Posted by Ed O'Leary in Talking Credit

Are you a young lender depressed by today's troubles?
Ed's got a message for you. And if you're younger than 100,
you should hear it.