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Category >> Talking Credit

Oct 11
2010

A LENDER'S TAKE ON 'MORAL HAZARD'

Posted by Ed O'Leary in Talking Credit

Ethical challenges banking confronts, and five thoughts on how to do it
Oct 07
2010

A MOST UNUSUAL BANK EXAMINATION

Posted by Ed O'Leary in Talking Credit

Golf clubs as "cover." Hushed up flights to Dallas. Files going out the back door on a dolly. What was going on?
Sep 29
2010

WHAT SHOULD 'OUTSIDE THE BOX' MEAN TO A LENDER?

Posted by Ed O'Leary in Talking Credit

Sometimes, the issue is, where is the box and who's standing in it?
Sep 23
2010

ARE GOOD INTENTIONS ERODING YOUR FOUNDATIONS?

Posted by Ed O'Leary in Talking Credit

Risks exist that Loan Review and Internal Audit may never see, because they arise between people
Sep 12
2010

WHERE WORKOUTS MEET LENDER LIABILITY

Posted by Ed O'Leary in Talking Credit

It's no accident that lender liability claims only come after a loan's in workout

Sep 09
2010

EIGHT WAYS TO BETTER WORKOUTS

Posted by Ed O'Leary in Talking Credit

Maybe you think you've done your best. But there's more you can do
Sep 02
2010

A VETERAN LENDER'S TAKE ON FAIR-VALUE ACCOUNTING PROPOSAL

Posted by Ed O'Leary in Talking Credit

Ed calls it a "step backwards," and a move away from transparency and credibility
Aug 26
2010

TRAINING AND CREDIT CULTURE 2—PART RULES, PART STORIES

Posted by Ed O'Leary in Talking Credit

Programs will vary, but both formal skill sets and mentoring are needed
Aug 18
2010

TRAINING AND CREDIT CULTURE: AN INDISPENSIBLE PARTNERSHIP

Posted by Ed O'Leary in Talking Credit

Which of Ed's five classic credit officer types wouldn't fit into your bank's culture?
Aug 11
2010

RULES, POLICIES, JUDGMENT, PRINCIPLES: WHICH WOULD YOU PREFER TO BANK BY?

Posted by Ed O'Leary in Talking Credit

We can't solve every crisis by slapping on fresh rules