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Jul 22
2010
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| Dan Fisher's Blog | |
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Lately, I have been reading and hearing that the financial industry is reeling from a fear of regulatory reform, deteriorating credit quality, slow loan growth, less-than-expected earnings, and a slowing, but still-growing economy. Would you agree that this has been the drone of nightly news?
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Jul 15
2010
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Are you Photo Album Financial?Posted by Dan Fisher in Beyond the Bank |
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Remember the photo album? Before the 21st Century, it was the de facto storage device used to chronicle events of a lifetime. Photos would be arranged in these albums and placed on the shelf in order of events—a child’s birth, vacation travels, a wedding—just waiting for their story to be told. The best pictures would be reserved for a picture frame and placed on the wall.
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Jun 25
2010
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One Giant Leap for ACH!Posted by Dan Fisher in Beyond the Bank |
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Could a new Fed settlement option create an ACH end-run around Visa and MasterCard?
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May 27
2010
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BP, Information Security and DRPPosted by Dan Fisher in Beyond the Bank |
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The ongoing oil catastrophe has lessons for banks' disaster recovery plans and testing, especially if you've never had a test fail
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May 07
2010
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Community banks can do this too!Posted by Dan Fisher in Beyond the Bank |
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More than one of my readers have mentioned that some of my blogs suggest technology possibilities that are beyond their ability or too sophisticated to get done. To them I say, “Au contraire, mon ami!” Implementing a digital native centric technology is not hard. It just requires a little homework, some preparation and the confidence that you too can do it! Being a community financial institution means you have tremendous flexibility to try new things.
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Apr 14
2010
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We have not yet fully emerged from the financial fog generated by the meltdown and collapse of the industry, but I can see clarity and improved stability coming. The Dow Jones closed above 11,000 and market volatility has moderated in comparison to the huge swings we have observed in the past eighteen months. Broader profitability numbers are returning to the industry, job losses are leveling, and factories are starting to increase production.
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Apr 08
2010
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Tech lessons in a sandbagPosted by Dan Fisher in Beyond the Bank |
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Last year at this time I was writing about social networking and digital natives while fighting the rising waters of the Red River here in Fargo, N.D. Last month we were once again challenged by the river—bloated by rain and the rapid and unexpected snow melt—and were faced with selecting the appropriate solution that would hold the flood water at bay. Thankfully, we were successful this time. The city, in advance of the flood, experimented with numerous technologies from aqua-dams to machines that produced a continuous sandbag sausage. Ultimately, however, city leaders for the time being decided on traditional and basic solutions. These included clay dikes, flood walls, raising the roads to function as a flood wall, and, yes, the good old sand bag.
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Mar 15
2010
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The Voice Response Unit, or VRU, will soon be replaced by the Brain Response Unit, or BRU! Brainfingers, a product of Brain Actuated Technologies, has developed a hands-free computer access application that uses a headband, called a Cyberlink, to detect changes in brainwaves and facial muscle movements. The Cyberlink sends the information to the Brainfingers software installed on a desktop computer via an interface with the software executing the desired commands.
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Feb 04
2010
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75% fewer workstations? Read onPosted by Dan Fisher in Beyond the Bank |
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So many ideas and so little time! It is impossible to convey to you everything that transpired at the 2010 Consumer Electronics Show, so I will pick a couple of technologies over my next several blogs and tell you about them.
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Jan 21
2010
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Having a son in college, it is amazing what I have observed regarding the game box consoles, video games, and the experience they deliver.
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