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Category >> Making Sense Of It All

Jan 14
2013

Putting numbers on New Year predictions

Posted by John Ginovsky in Making Sense Of It All

It's one thing to predict the amazing features technology will introduce to the financial system, but it's another thing to predict how much and to what purpose financial institutions will decide to invest in technology going forward.
Jan 08
2013

New year tea leaves: What’s in store?

Posted by John Ginovsky in Making Sense Of It All

There are lots of guesses about what's in store for banking, business, and everybody. Lots of entities have already posted their predictions for 2013 and beyond. Some are-excuse the phrase-predictable, while others are way out there. It's likely more such lists will emerge soon. Here's a roundup of some:

Dec 18
2012

It’s all about the customer

Posted by John Ginovsky in Making Sense Of It All

In the past year a number of buzzword topics relating to bank technology trends have buzzed by here: Big Data, analytics, cloud computing, social media, channelization, mobile banking, and umpteen derivatives of these and other subjects.

Dec 11
2012

Mobile banking—Love it, hate it, gotta have it

Posted by John Ginovsky in Making Sense Of It All

By now you would think that mobile banking would be as ubiquitous as ATMs, branches, and online web sites, judging by all the ink and electrons that have been expended writing about it, but it seems that there are still some holdouts out there.

Dec 04
2012

Banking innovators, arise!

Posted by John Ginovsky in Making Sense Of It All

It's rare when banking regulators express a desire to position their agencies on the leading edge of technology in financial services. The trend so far has been to depend on the industry to push the limits afforded by new and developing capabilities that offer the possibility of doing things better, faster, and more efficiently, while serving customers and providing returns on investment.

Nov 28
2012

Old fashioned identity theft alive and—unfortunately—well

Posted by John Ginovsky in Making Sense Of It All

Did you hear about the family of five in Florida? Unfortunately, this is not a joke. It turns out they were involved in an identity fraud ring for more than three years. The family, with ages ranging from 24 to 37, had filed at least 130 fraudulent applications, using more than eight Social Security numbers and 11 dates of birth during a three-year time period.

Nov 19
2012

Nomophobia and banking

Posted by John Ginovsky in Making Sense Of It All

You probably have nomophobia and don't even know it. It's the latest created word that describes that gut-wrenching, sweat-inducing, panic-attacking realization that you've lost your mobile phone.

Nov 13
2012

BYOD grows up, intensifies

Posted by John Ginovsky in Making Sense Of It All

Love it, hate it, it doesn't matter. Management at the least has to learn to tolerate the consumerization of devices in the work place, and, at the best, create and enforce policies acceptable to all parties-IT managers, security managers, business managers, and employees themselves.

Nov 08
2012

PFM poised for a comeback

Posted by John Ginovsky in Making Sense Of It All

It seems like only yesterday that personal financial management was a fertile field for financial institutions seeking new sources of revenue, especially because new online systems promised to make PFM provision affordable.

Oct 22
2012

Merchants weak link in cybercrime

Posted by John Ginovsky in Making Sense Of It All

This being National Cyber Security Awareness Month, it's appropriate to start off with some of the eye-popping statistics that various industry players put out recently:

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