Andrea Rovira's Blog
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Jul 14
2011

With residential properties, what’s unrecorded can hurt you

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Municipal code violations are unrecorded by the title process. Company offers a means to track and avoid them
Jul 13
2011

PODCAST: Don’t get trapped in UDAAP

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Cover story authors discuss new strategy for bank compliance

Jul 13
2011

Time to kill performance reviews?

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Authors say firms should stop the “theater,” do something constructive instead
Jul 11
2011

Mobile banking hitting the tipping point, three studies show

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July 12, 2011

By John Ginovsky

Not one, not two, but three independent studies released in the past few weeks point to the same conclusion: mobile banking has become established in the retail banking sphere.

The massive appeal of smartphones and tablets is fueling mobile banking adoption, conditioned as their users have already become to other automated banking channels, such as
Jul 07
2011

Questions bank investors are asking…

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Loan concerns give way to queries on growth, income
Jul 06
2011

New FFIEC authentication guidelines: What experts are saying

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July 6, 2011
 
By John Ginovsky

Vendor experts, the ABA, and analysts have weighed in on the new authentication guidelines issued last week by the Federal Financial Institutions Examination Council. Officially a supplement to the council’s Authentication in an Internet Banking Environment guidance, the new missive updates the 2005 guidance to account for new threats that have
Jul 06
2011

Thinking big, really big: “Big data” a force banks must deal with

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July 6, 2011

By John Ginovsky

A new term is cropping up more and more often in technology circles: “Big data.”

It refers to the massive amount of digital data that’s continually created, used, modified, and stored in databases around the world. It’s data that’s entered, one way or another, through computers of all sorts, telephones, mobile devices, and other means, including
Jun 28
2011

CIOs must take a more strategic role in business planning by 2012

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June 28, 2011

By John Ginovsky

In the belief that tough times lie ahead, more boards of directors are saying that they expect a high to extremely high strategic contribution of IT in 2012, according to the Gartner Forbes 2011 U.S. Board of Directors Survey.

This comes at the same time that IT budgets are expected to get leaner just as regulatory pressure and new revenue
Jun 27
2011

FIRST PERSON: Bankers in blue and gray

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Reenactors swap pinstripes for Civil War uniforms and roles
Jun 21
2011

Replace the core? More say “yes”

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Regulatory, demographic, and strategic plan changes argue for an upgrade. Banks and vendors offer suggestions