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Dec 10
2009
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WHY CORE DEPOSITS MATTER TO LENDERSPosted by Ed O'Leary in Talking Credit |
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There was an article the other day in the national financial press on how FDIC is having difficulty generating interest for some banks destined for closure in the immediate future. This is due to a handful of primary reasons that bear directly on the future of community banking and community banking business models.
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Dec 10
2009
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You’re in the middle of a PowerPoint presentation. As you look out over your audience, you are met with blank stares. You vary the approach, but the stares remain. You wonder what the problem might be, but you’re just not sure. The frustrating point is, if you knew what the issue was, you could correct it!
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Dec 10
2009
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Recently I have been receiving many questions from community bankers that deal with their liability as bank directors and officers. Since my checkered past includes suing bank directors for the FDIC when their banks failed, defending directors since I left the FDIC 25 years ago, and, in all likelihood, serving as an expert witness for directors in the future, I suppose they picked me as a likely candidate to be able to respond.
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Dec 03
2009
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• Human trafficking showing up more frequently. The issue of the smuggling of people across borders for illicit purposes appears to be on the rise, according to several speakers at the conference, run jointly by the American Bankers Association and the American Bar Association. “Human trafficking,” the term used for this practice, “is a euphemism—it’s slavery,” said William Langford, Jr.,
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Dec 03
2009
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As most of you know, our firm has the opportunity to represent banks from Maine to Alaska. As a result, I am on the road close to 300 days a year (at least lately). One issue has jumped out at me recently, and that is the inconsistency of regulation, not just between the agencies, but between regions within the same agency. This primarily deals with troubled institutions.
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Dec 03
2009
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John worries that Obama anti-lobbyist stance will deny expertise to financial crime pursuit
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Dec 03
2009
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Yes, the CRE rules aren’t perfect. But they’re useful.
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Dec 02
2009
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The next generation Mobiles!Posted by Dan Fisher in Beyond the Bank |
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Gen Y and the Digital Natives, move over. Here come the Mobiles, an entire generation of young students that are using the mobile phone, or cell phone if you prefer that, as their primary technology. No desktop, laptop, or web book, just a cell phone.
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Dec 01
2009
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“I took my in-laws out for a holiday brunch and put it on my debit card. Thank God my bank had overdraft protection, because I had forgotten to transfer in money to cover the meal!”
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Nov 19
2009
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Private equity gets a banking education, and mostly holds backPosted by Bill Streeter in Untagged |
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David Sandler discusses that issue and nine other industry hot buttons.
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