Ed brings a seasoned eye to the regulators' new CRE guidance, and finds promise.

Plus a special banker alert

As an industry, we are really missing a tremendous opportunity. Have you looked at banking websites lately? I am not talking about your internet banking page. I am talking about your home page. The landing page that gives the online visitor your locations, lists all of your products, has an “About Us” option and a plethora of drop-down boxes.

Risks lie not only in what you've told errant borrowers,

but in what you've let them get away with in better times