Squeezing what more they can find

Points to ponder in an ultracompetitive age

By Matthew Gniech, product manager, Check Image, Cummins Allison

As many maintain, remote deposit capture was originally deployed as a customer retention product following Check 21 legislation being signed into law. In 2004-2005 banks offered RDC, although the infrastructure and image-clearing network necessary to clear checks electronically was, at best, in its

Federal drag brakes economy, says ABA chief economist

Operational efficiency focuses staff on prime job

By John Ginovsky

Last year, in 46% of the FDIC IT examinations in which bank ratings were downgraded, inadequate vendor management was cited as a causal factor, says Donald Saxinger, senior examination specialist in FDIC's Technology Supervision Branch.

"I'm not saying it was the primal causal factor, but, in 46% of the downgrades, vendor management was

Overall pattern bucks New Year's tax increase