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Category >> Making Sense Of It All

Nov 13
2012

BYOD grows up, intensifies

Posted by John Ginovsky in Making Sense Of It All

Love it, hate it, it doesn't matter. Management at the least has to learn to tolerate the consumerization of devices in the work place, and, at the best, create and enforce policies acceptable to all parties-IT managers, security managers, business managers, and employees themselves.

Nov 08
2012

PFM poised for a comeback

Posted by John Ginovsky in Making Sense Of It All

It seems like only yesterday that personal financial management was a fertile field for financial institutions seeking new sources of revenue, especially because new online systems promised to make PFM provision affordable.

Oct 22
2012

Merchants weak link in cybercrime

Posted by John Ginovsky in Making Sense Of It All

This being National Cyber Security Awareness Month, it's appropriate to start off with some of the eye-popping statistics that various industry players put out recently:

Oct 16
2012

Customers not only like mobile banking, but expect a lot from it

Posted by John Ginovsky in Making Sense Of It All

The gee whiz phase of mobile banking is over, or soon will be. Customer expectations increasingly are making it as much as an expected commodity as online banking is now.

Oct 09
2012

The acceleration of analytics

Posted by John Ginovsky in Making Sense Of It All

A year ago every time "big data" was mentioned, one had to define the term, along with its tag-along partner, analytics.

Oct 03
2012

Security concerns, response, continue to ramp up

Posted by John Ginovsky in Making Sense Of It All

Entropay, a European concern that runs a virtual credit card website that allows anyone to open and fund a virtual prepaid Visa card, was repeatedly attacked recently by highly sophisticated online hackers.

Sep 25
2012

Bank technologists meet American Idol

Posted by John Ginovsky in Making Sense Of It All

All that was missing from the recent Finovate Fall 2012 financial technology convention in Manhattan were the snarky judges and the over-the-top would-be pop singers.

Sep 18
2012

Mobility and security need to mix

Posted by John Ginovsky in Making Sense Of It All

This must be the mobile decade. Everybody and everything is on the go, in the cloud, over the air, and out the door. The digital devices 88% of us carry (according to the Pew Internet pollsters) provide all sorts of things we used to depend on from other sources: newspapers, radio, brick-and-mortar stores, even (shudder) the U.S. Post Office.
Sep 11
2012

All fraud, all the time

Posted by John Ginovsky in Making Sense Of It All

Lately it seems that fraud is top of mind in all sorts of areas where banks are concerned. Just in the past few weeks various observers have raised red flags. For example:

Sep 04
2012

It’s boom time in electronic banking

Posted by John Ginovsky in Making Sense Of It All

Digital banking of one form or another seems to be the new Wild West for technology providers, analysts, and commentators. According to recent releases, studies, and posts, "there's gold in them thar electronic accounts"-particularly payments-and now's the time to scramble to take advantage of it all.
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