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Steve Cocheo's Blog
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Oct 21
2010

WHAT IS YOUR BANK DOING ABOUT BANKING INDUSTRY IMAGE?

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Traditional banking industry's image has been battered during the financial crisis and the deliberations over the Dodd-Frank Act.

Our Question: What steps has your bank taken among employees, the public, and local media to emphasize the benefits that traditional banks bring to their markets, communities, and customers?

Come see what other bankers think, and add your own views

Oct 13
2010

HAIL A NICHE: DOES YOUR BANK HAVE A SPECIALTY?

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Finding business opportunities that the rest of the world isn't also chasing.

Our Question: Has your bank found niches—product, market segment, geography, or otherwise—that give it a leg up?

Come see what other bankers think, and add your own views

Sep 29
2010

CUSTOMER SERVICE: WHO MAKES YOU SMILE?

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Everyone is doing more with less. Everyone has pressure. Everyone needs to keep customers happy.

Our Question: What examples of stellar service have you seen as a customer? And what can banks adapt and learn from those companies—national, local, or even a competitor?

Come see what other bankers think, and add your own views

Sep 02
2010

HOW IS YOUR BANK GETTING UP AND MOVING FORWARD?

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Troubled times and daunting new regulatory burdens distract bankers from business. 

Our Question: What is your bank doing to rise above the fray and plan, practically, for the future?

Come see what other bankers think, and add your own views

Aug 05
2010

A BIT OF GUIDANCE ON SOCIAL MEDIA POLICIES

Posted by Steve Cocheo in Social Media Banks New Frontier

A few tips on employee social media policies, in response to reader questions
Jul 30
2010

GETTING READY FOR THE DODD-FRANK ACT

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: The Dodd-Frank Act is 2,300 pages of challenges for banks. 

Our Question: What is your bank doing to get ready?

Come see what other bankers think, and add your own views

Jun 30
2010

COMPLIANCE MAILBOX ONLINE EDITION 5

Posted by Steve Cocheo in Compliance Mailbox Online

Answering questions about: customer privacy goofs; RESPA's "required provider list"; email lists and CAN-SPAM;who files the "HEOA" form; the case of the silent retiree;compliance with newer mortgage laws when a loan is a refi or a modification, not a new credit.

Jun 18
2010

Frank byplay from top federal officials at ABA Regulatory Compliance Conference

Posted by Steve Cocheo in Untagged 

Discussions on UDAP, CRA, RESPA, overdraft, and more underscore bank challenges 
Jun 16
2010

SHOULD BOARD MEMBERS GET THEIR HEADS EXAMINED?

Posted by Steve Cocheo in Untagged 

Jeff Gerrish has sued directors, protected directors, and been a director. Who better to answer this timely question?
May 26
2010

CONTROLLING CONSULTANTS' COSTS

Posted by Steve Cocheo in Untagged 

The Headache: Even in these cost-conscious times, community banks frequently need to use consultants. 

Our Question: How do you get the help you need without paying too much?

Come see what other bankers think, and add your own views