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Ed O'Leary's Blog
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Feb 15
2010

DO BANKS REALLY WANT TO LEND? NOT A SIMPLE QUESTION

Posted by Ed O'Leary in Talking Credit

Political posturing aside, what fundamentals lie behind the debate?
Feb 10
2010

CIT'S HISTORY AND ITS LESSONS FOR LENDERS

Posted by Ed O'Leary in Talking Credit

John Thain's appointment to CIT executive suite gets Ed thinking about which lenders take which risks
Feb 02
2010

MENTORING DOESN'T JUST MATTER TO THE NEW LENDER

Posted by Ed O'Leary in Talking Credit

How an unhappy tale of a "lone ranger" underscores the importance of being able to be a mentor
Jan 26
2010

LENDING ETHICS BEYOND THE LOAN POLICY

Posted by Ed O'Leary in Talking Credit

Credit is a finite quantity. Are you always making the best choices?
Jan 20
2010

BANKERS' PAY: A PROBLEM OR AN ARTIFACT?

Posted by Ed O'Leary in Talking Credit

A bit of banking history puts perspective on evolving pay issues
Jan 05
2010

PART 3: AIMING FOR A BETTER 2010

Posted by Ed O'Leary in Talking Credit

Ed wraps up a three-blog series by building goals for lenders on the foundation of lessons learned from 2009

Conclusion of the series: Share your views now!

Jan 02
2010

PART 2: SEVEN MORE THOUGHTS ON WHAT WE'VE LEARNED

Posted by Ed O'Leary in Talking Credit

And these seven lessons come down to one inescapable conclusion...

Second in a series

Dec 16
2009

PART 1: SIX LESSONS TO TAKE AWAY FROM 2009

Posted by Ed O'Leary in Talking Credit

A popular morning news and talk cable channel show regularly ends its program with a question to its talking heads and guests: “What have we learned today?”

Part 1 of a three-blog series

Dec 09
2009

WHY CORE DEPOSITS MATTER TO LENDERS

Posted by Ed O'Leary in Talking Credit

There was an article the other day in the national financial press on how FDIC is having difficulty generating interest for some banks destined for closure in the immediate future.  This is due to a handful of primary reasons that bear directly on the future of community banking and community banking business models.
Dec 02
2009

CRE GUIDANCE: EXAMINERS GAVE YOU A ROAD MAP

Posted by Ed O'Leary in Talking Credit

Yes, the CRE rules aren’t perfect. But they’re useful.