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Steve Cocheo's Blog
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May 24
2010

STOP THE GOSSIP!

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Corrosive office gossip can be sand in the gears of your bank.

Our Question: How does your bank stop damaging office gossip?

Come see what other bankers think, and add your own views

May 23
2010

CONTROLLING CONSULTANTS' COSTS

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Even in these cost-conscious times, community banks frequently need to use consultants. 

Our Question: How do you get the help you need without paying too much?

Come see what other bankers think, and add your own views

May 20
2010

TRAINING: BALANCING COSTS VERSUS NEEDS

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Out-of-town training costs money by itself, and traveling to get to it adds even more expense.

Our Question:  How does your bank control costs without staff going stale?

May 14
2010

HOW IS YOUR BANK SAVING MONEY ON EVERYDAY OPERATIONS?

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Beyond their own unique costs of doing business, banks remain subject to all the other costs any business faces, just to keep the doors open and the lights on. 

Our Question: What steps is your bank taking to control everyday operational costs?

May 05
2010

HOW ARE YOU HANDLING LOAN WORKOUTS?

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Rising levels of nonperforming loans, especially commercial real estate credit, challenge the industry.
Our Question: What is your bank doing to deal with the workout challenge?

Come see what other bankers think, and add your own views

Apr 27
2010

TIPS FOR EFFECTIVE NETWORKING

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Networking grows increasingly critical as a workplace skill, for bankers at all levels.
Our Question: What tips can you share with fellow bankers that help you network
?

Come see what other bankers think, and add your own views

Mar 14
2010

GETTING MORE PRODUCTIVITY OUT OF PRODUCTIVITY TOOLS

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Personal productivity tools like Blackberries, e-mail, and cell phones that sometimes make business life harder.

Our Question: How do you get out of these "productivity" devices what you originally hoped for?

Come see what other bankers think, and add your own views

Mar 14
2010

REBUILDING COMMUNITY BANK EFFICIENCY RATIOS

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Community bank efficiency ratios are deteriorating, FDIC reports.

Our Question: Why? And what can be done to reverse the trend?

Come see what other bankers think, and add your own views

Mar 10
2010

CONSIDERING TARP-LIKE SMALL BUSINESS LENDING HELP

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Washington wants to see more small-business lending.

Our Question: President Obama proposed transforming $30 billion in TARP funds into a separate, new "Small Business Lending Fund." How would your bank respond if this proposal were passed by Congress?

Come see what other bankers think, and add your own views

Mar 10
2010

MAKING EXAMINATIONS GO BETTER

Posted by Steve Cocheo in Pass the Aspirin The Blog

The Headache: Coping with bank examinations in a troubled industry environment

Our Question:  Examinations have been a trying experience in this environment for most community banks. In your own recent exam, were there any steps that your bank took that helped ease the understandable tension?

 Come share your ideas and views, see what other bankers have tried