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Category >> Talking Credit

Oct 01
2009

A CURE FOR THE LENDER'S BLUES

Posted by Ed O'Leary in Talking Credit

Are you a young lender depressed by today's troubles?
Ed's got a message for you. And if you're younger than 100,
you should hear it.

Sep 23
2009

RISK-BASED PRICING RECONSIDERED, PART 2

Posted by Ed O'Leary in Talking Credit

Second of a two-part look at Loan Risk Pricing

When the dust of today's cleanup clears, what will risk-based pricing look like?
Sep 17
2009

RISK-BASED PRICING RECONSIDERED, PART 1

Posted by Ed O'Leary in Talking Credit

First of a two-part look at Loan Risk Pricing

When the dust of today's cleanup clears, what will risk-based pricing look like?
Sep 02
2009

LOAN REVIEW MEETS LENDING STAFF: A NEW “FOUR Cs”

Posted by Ed O'Leary in Talking Credit

Second of a two-part look at Loan Review

Loan review seems to have come of age in the current credit cycle.

What steps can lenders and loan review staff--and their managers--take to improve their programs?

Aug 20
2009

LOAN REVIEW: THE LENDER'S FUTURE PARTNER?

Posted by Ed O'Leary in Talking Credit

The first of a two-part look at Loan Review

Loan review seems to have come of age in the current credit cycle.

What will this mean to frontline lenders and loan review officers? And to examiners and the banks they regulate?

Aug 03
2009

THE GLUE THAT SECURES YOUR PORTFOLIO AND YOUR LENDER BASE IS TRAINING

Posted by Ed O'Leary in Talking Credit

Why the training budget is the last place your bank should be cutting—if it wants a strong commercial lending function
Jul 24
2009

CREDIT CULTURE REBOOT, PART X: WHEN PRINCIPLES AND PRACTICES ARE NOT ALIGNED

Posted by Ed O'Leary in Talking Credit

As the Credit Reboot series comes to a close, where do you go from here?
Jul 16
2009

CREDIT CULTURE REBOOT, PART IX: WHY BANK CREDIT CULTURES DRIFT OFF COURSE

Posted by Ed O'Leary in Talking Credit

When—and how—can a bank be like a brontosaurus?
Jul 09
2009

CREDIT CULTURE REBOOT, PART VIII: HOW DOES YOUR CREDIT CULTURE MEASURE UP?

Posted by Ed O'Leary in Talking Credit

Can your bank stand up to Ed O'Leary's Credit Culture Audit?
Jun 22
2009

CREDIT CULTURE REBOOT, PART VII: LEADERSHIP, MANAGEMENT, AND CREDIT CULTURE

Posted by Ed O'Leary in Talking Credit

If General George S. Patton had been a loan officer, would you have assigned him with the bank's legal lending limit?