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Jeff Gerrish's Blog
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May 21
2010

THIRTY DAYS TO A BETTER LIFE—NOT!

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Regulators seem to impose capital plans like they want them to flop
Apr 26
2010

NO TIME FOR GUESSING AT D&O COVERAGE

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Directors and officers need to know where they're uncovered—and where there are remedies
Apr 22
2010

THE EXAMINER FROM HELL (A TRUE STORY)

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Being proactive after an Order actually hurts a bank
Apr 07
2010

Why forbearance can be a good idea

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Viable banks in viable communities need to get past a cyclical bad spot. Could a tool regulators used before help?
Mar 22
2010

WHAT PROMPT CORRECTIVE ACTION REALLY MEANS

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Take Nexium before you read Jeff's latest news from the front lines
Mar 03
2010

"AN ORDER ALWAYS HAS TO BE IN PLACE"

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Will inflexible bureaucrats drive off would-be bank investors?
Feb 16
2010

WHEN FDIC SUES DIRECTORS, AND WHEN IT WON'T

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Hint: The potential payoff to FDIC has a lot to do with it
Jan 28
2010

FDIC WEBSITE WILL STILL SHOW “C&DS” INSTEAD OF “CONSENT ORDERS”

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

After approximately 35 years in this business, I have finally figured out how the regulatory agencies work.
Jan 20
2010

BANK BOARDS FORGET HUMAN RESOURCES—AND RELATIONS—AT THEIR PERIL

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

Community banks run on money and people, and you'd better not forget the people factor
Jan 06
2010

CAPITAL IS OUT THERE, BUT CHALLENGING TO CATCH AND KEEP

Posted by Jeff Gerrish in Jeff Gerrish on Community Banking

While major banks move their attractively priced capital offerings easily, community banks face a tough slog when FDIC repeats a longstanding mantra