Looking beneath surface finds reason for optimism 

Only five states see net increase in offices

Few PE investments seen in last 12 months

As crisis days fade, a fresh look at community bank governance

Controls and oversight keep the bank's eyes on the compass

Wedbush Bank finds niche between bond houses and big lenders

Book excerpt makes meetings easier to make first choice

By John Ginovsky

Just as banks use social media, FDIC tweets and posts and friends as well, but lately an agency official voiced concerns over new risks that such communications could pose to the deposit insurance fund.

In particular, said Meg Hanrahan, senior examination specialist/Emerging Issues, at the ABA Risk Management Conference, individuals or

Tactile-based technology, or in other words the touch screen interface, has become the de facto standard for computing devices and we didn't even see it coming.