Failure can damage brand & shareholder value, KPMG says

Ken Clayton and Bill Boger give prospects for 2013 legislation and more in an exclusive interview

What ag banks are doing to offset effects of the 2012 drought

Big data, three-dimensional (3-D) printing, activity streams, internet television, near-field communication payment, cloud computing, and media tablets are among the fastest-moving technologies identified in Gartner Inc.'s 2012 Hype Cycle for Emerging Technologies report.

Targeted at strategic-planning, innovation, and emerging-technology professionals, the report highlights technologies

Bankers man the frontline of defense against elder financial abuse

There’s a lot to be said for experience. It’s not overrated. But for a minute or two, we’d like to point out that youth is sometimes underrated by those who are, shall we say, no longer young.

You couldn’t have scripted a starker contrast than two presentations at ABA’s National Conference for Community Bankers last month.

The thing that most frustrates bankers about the overlapping realms of regulation and supervision is not the compliance part, difficult as that is. It’s the usurping of their judgment. Unnecessary rules and inflexible assessments hand over judgment to the keepers of the rules, so that even when there is wiggle room, bankers’ hands are tied.

At a holiday party last month, an acquaintance asked a pointed question about banks. A well-informed person, she was aware of banks’ arguments that overregulation was keeping them from making loans, but she was somewhat skeptical of that argument. When told that indeed such was the case, she responded: “Well, how can banks be made to act ethically without regulations?”