Blog Entries for Dan Fisher

CES BLOG3�Super Cards: A new form of smart credit and debit cards

danfisher — Tue, 24 Jan 2012 01:00:00 +0100

Move over Chip plus pin! There is a new wave of super smart cards hitting the market and they are already certified by MasterCard and Visa. These cards not only add an additional layer of security which can assist a financial institution in complying with the FFIEC guidance, these cards can also be used to access more than one account, and more. • • • The CSI Global Vcard is a virtual MasterCard that can be sent via the internet to anyone with a smart pho [...]

CES blog2�Mobility and the next level

danfisher — Fri, 13 Jan 2012 01:00:00 +0100

If the attendance at International Consumer Electronics Show is any indication of consumer confidence and the economy, then get ready for a fantastic 2012. • • • Estimates are that attendance this year approached 175,000. That is amazing, and huge by any yardstick. Judging from the numbers of people I encountered, the estimate is spot on.

I traveled to Las Vegas early to attend the Press events, which included attending exclusive Consumer Elect [...]

CES is here as so are we!

danfisher — Thu, 05 Jan 2012 01:00:00 +0100

On Sunday, Jan. 8, the International Consumer Electronics Show pre-conference press events begin and ABA Banking Journal will be there covering them. CES is always a great place to restore your vision because of all of the innovation present.

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Disney is known as the happiest place on Earth, and CES, to me, is the most creative place on Earth! CES can truly inspire the imagination of the attendee. One thing to consider is the c [...]

Some FI's are getting it and it is AWESOME!

danfisher — Wed, 21 Dec 2011 01:00:00 +0100

Using 21st Century technology is an exciting space to be, and some financial institutions are getting it! The Digital Native is not a new topic of this blog; and as I prepare to attend the Consumer Electronics Show in early January, of course, the anticipation is starting to build. The good news is that some financial institutions are also causing me to feel a sense of anticipation by virtue of what they are beginning or, in a few cases, continuing to do in the Digital Native space. Here are jus [...]

OMG� NO internet!

danfisher — Tue, 06 Dec 2011 01:00:00 +0100

What could be the worst thing to happen while taking a vacation or at least a few days off? You guessed it… NO internet! I took a few days off around Thanksgiving and when we arrived at our destination, I exited the car, unlocked the cabin, checked my smart phone and realized… DEAD ZONE! No worries, the cabin has internet with a wireless router.
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I whipped out my laptop, searched for networks, connected and Booyaa! Wait a minute, I was connec [...]

The Information Dimension!

danfisher — Fri, 04 Nov 2011 01:00:00 +0100

Complaints abound when it comes to devices, apps, and smart phone
manufacturers knowing what we are doing when we don’t know that they
know! Hmmm, isn’t that 21st Century CRM?

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Not long ago, Nick Negroponte (ok it was the ’90’s) wrote about one of his students in the MIT Media Lab wearing a video camera for an entire year to document life. The object was to learn more about us, to catch what we were [...]

It�s a wireless world. Get with it

danfisher — Fri, 30 Sep 2011 01:00:00 +0100

Recently I completed a business trip to Silicon Valley, and like attending the Consumer Electronics Show (CES), there is always something new to learn when you visit the center of the known computing galaxy.

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We now know that Yahoo really does have a building and that most of the drivers not only text and drive, but they also use hand signals too! It is truly a unique place to visit.

So, what’s the buzz in [...]

Fusion�The Next Generation of Banking Technology

danfisher — Fri, 16 Sep 2011 01:00:00 +0100

Product delivery and the corresponding customer experience today is primarily a one- dimensional event. Oh and it’s boring, too! Let’s face it, bank technology is very slow to keep up with innovation and when it does, it is usually a single version.

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A good example of this is that most financial institutions launch one website, one mobile banking service, one billpay service, one mobile capture and so on. More i [...]

TERRIFYING TECHNOLOGY

danfisher — Thu, 01 Sep 2011 01:00:00 +0100

There I was, standing in line, contemplating my destiny and thinking to myself about the potential outcomes. Will the result of my actions be harmful to me? Again, thinking about what could be, I justified my action by telling myself that everybody else was doing it and that it would be over really fast! At the same time, I felt inside a tremendous unshakable sense of danger and foreboding. I took a deep breath and went for it. Two minutes later, it was over.

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The latest big example came when Sony announced that its PlayStation database was hacked including the potential compro [...]

A MODEST BUSINESS PROPOSAL: WHY NOT �ADA BANK�?

danfisher — Thu, 26 May 2011 01:00:00 +0100

Competition, cost, creativity, and technology are the fundamental elements that drive our free-market system today. I am fascinated by the many different business models that continue to emerge as a neverending stream of ideas and approaches. I often wonder: “What next?”

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It is a truly exciting time for business and banking today, and for those that possess the courage and vision to challenge the stat [...]

E-commerce goes �fast-food�

danfisher — Fri, 13 May 2011 01:00:00 +0100

Netflix, internet-enabled game consoles, and N-routers (the new faster, version of wireless communications in the home and office) are re-defining the banking delivery channel. “Fast food” has hit the internet in the form of immediate fulfillment, or “I want it now!”

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The scenario goes like this: I have a Netflix membership and a Sony PlayStation 3 game console networked through my newly installed N-router at ho [...]

Flipped OUT! I have just been CisKO�d!

danfisher — Fri, 29 Apr 2011 01:00:00 +0100

Without warning, notice, or even a hint, Cisco just KO’d the flip video camera product line! Wow, I truly did not see that coming and I am having a hard time coping with being flipped off! Here’s the link on the announcement: http://Flipped OUT

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I really do not understand the announcement at all. I really liked the Flip Camera. It was easy to use, portable and produced terrific video. And if you remember, we used the Flip to pro [...]

Debit card fraud a looming game changer!

danfisher — Fri, 15 Apr 2011 01:00:00 +0100

Just in case you haven’t heard, Interac, the payment association that governs debit cards in Canada, has an initiative in place that most certainly will affect debit card fraud in the United States.

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Interac has implemented a requirement that all issuing financial institutions implement the EMV smart card for debit cards by 2012. Further, all merchants in the country must have EMV terminals installed not [...]

It�s all in the mind!

danfisher — Fri, 01 Apr 2011 01:00:00 +0100

Advances in technology continue to amaze me—seriously! They represent the ultimate in creativity merged with the possible. What really excites me is knowing that there is always more to come.

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In one of my early Beyond the Bank blogs, I wrote about Mattel’s then-new game MindFlex. The game uses a headband to capture your brainwaves, converting them into digital information. With a little concentration, the user could move [...]