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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Fed payments study tracks consumers’ payment behaviors
“Assisted service” can cut square footage dramatically
SWIFT advocates a pragmatic approach to leverage existing data formats
Application of rewards programs via digital wallet the killer app
Younger generations found likely to open new accounts soon
Data really is useless unless you can, and want to, handle it
New managed service designed to fill expertise gap
Distribution, marketing for wearable payments app in development
Cybercriminal ploys described by NACHA
Local banks rank highest in data protection in recent survey
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