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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

POS mobile payments lag, but p2p is ripe now
Voluntary participation can widen bank’s reach in social networks
Wearables may be about to take off, or not
Rapid tech changes, digital business demands driving role change
Fed payments study tracks consumers’ payment behaviors
“Assisted service” can cut square footage dramatically
SWIFT advocates a pragmatic approach to leverage existing data formats
Application of rewards programs via digital wallet the killer app
Younger generations found likely to open new accounts soon
Data really is useless unless you can, and want to, handle it
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