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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at jginovsky@sbpub.com.

Consumers expect exceptional to be ordinary
Consumers who use contactless credit cards were found to spend almost 30% more on average than noncontactless card users.
With the onslaught of electronic channels—from online and mobile banking to social media marketing—and the proliferation of gadgets—smart phones, tablets, and ever-slimmer laptops—the opportunity for cyber threats is increasing exponentially. …
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