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Talking Credit

“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Learning by listening, and talking
Have regulators spotted major challenge?
Poor account analysis erodes your bank’s independent future
Balance skepticism, curiosity, and awareness
What are they really driving at?
Bankers should be talking about more of these—now
How can untrained credit staff build and maintain an independent bank?
8 promises and principles to keep
Don’t spend a dime if staff gives a bad time
Lenders must be clear on the answer

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