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Payments

Banks still need to focus cross-selling efforts to increase RDC sales
NACHA change would shift away from next-day settlement
NACHA rule changes standardize P2P, clarify third-party sender definition
Agreements affect Visa, MasterCard debit cards
Consumers cite convenience, flexibility, fixed spending limit
Group’s priorities begin with EMV, tokenization, encryption
Most billers do not track if homepage visits come from mobiles or laptops
Better rewards a key reason for obtaining high-end cards
Accenture platform includes a "recommendation engine"
Customers, merchants went from concept to adoption last year

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