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Payments

Competition, regulations add costs to money transfer organizations
Contactless payment growth has been slow, however
Criminals increasingly sophisticated despite added security protection
April 23, 2014

Time to charge?

Long-simmering question of whether or not to charge for e-payments heats up
NACHA hopes to improve reliability while cutting costs
Joins similar ATMs in Austin, Boston, Seattle, and other cities
Banks still need to focus cross-selling efforts to increase RDC sales
NACHA change would shift away from next-day settlement
NACHA rule changes standardize P2P, clarify third-party sender definition
Agreements affect Visa, MasterCard debit cards

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