ABA Banking Journal Home


Competition, regulations add costs to money transfer organizations
Contactless payment growth has been slow, however
Criminals increasingly sophisticated despite added security protection
April 23, 2014

Time to charge?

Long-simmering question of whether or not to charge for e-payments heats up
NACHA hopes to improve reliability while cutting costs
Joins similar ATMs in Austin, Boston, Seattle, and other cities
Banks still need to focus cross-selling efforts to increase RDC sales
NACHA change would shift away from next-day settlement
NACHA rule changes standardize P2P, clarify third-party sender definition
Agreements affect Visa, MasterCard debit cards


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