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Payments

April 23, 2014

Time to charge?

Long-simmering question of whether or not to charge for e-payments heats up
NACHA hopes to improve reliability while cutting costs
Joins similar ATMs in Austin, Boston, Seattle, and other cities
Banks still need to focus cross-selling efforts to increase RDC sales
NACHA change would shift away from next-day settlement
NACHA rule changes standardize P2P, clarify third-party sender definition
Agreements affect Visa, MasterCard debit cards
Consumers cite convenience, flexibility, fixed spending limit
Group’s priorities begin with EMV, tokenization, encryption
Most billers do not track if homepage visits come from mobiles or laptops

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