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Compliance implications for Bitcoin and its brethren—and for banks
PayPal, Amazon now top consumers’ list for trusted digital wallet
Shifting technology, nonbank competition, consumer preferences, regulatory uncertainty all are factors
Apps, cloud, and expectations to make smart phones "smarter than you"
Younger customers seen using devices farther and wider
New alliance program gives merchants tools and resources to accommodate wallet
Security concerns, lack of a compelling reason seen blocking acceptance
Cost is lower that basic checking account fee
Already, 12.5 million Americans use mobile bill pay
Survey shows 50% increase in mobile banking; double- and triple-digit growth in online sales

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