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Category >> Talking Credit

Jun 13
2013

DUE DILIGENCE: ARE YOU ASKING THE RIGHT QUESTIONS?

Posted by Ed O'Leary in Talking Credit

Lenders must mind the factors that form their thinking

Jun 06
2013

IS TONE OF YOUR LOAN POLICY KEEPING YOUR COMMUNITY FROM GETTING BACK TO BUSINESS?

Posted by Ed O'Leary in Talking Credit

Be sure policy points don't frontload pessimism and negativity
May 29
2013

FIX YOUR PROBLEMS TODAY, AND MAKE THE FIXES PUBLIC

Posted by Ed O'Leary in Talking Credit

Lessons from headlines of the Chase Whale and the IRS egg

May 23
2013

SHOULD THE CEO AND CHAIRMAN BE THE SAME PERSON?

Posted by Ed O'Leary in Talking Credit

Let's look beyond the JP Morgan Chase affair--what's really important?


May 16
2013

WHY LENDERS SHOULD CARE ABOUT CORPORATE GOVERNANCE

Posted by Ed O'Leary in Talking Credit

Controls and oversight keep the bank's eyes on the compass

May 09
2013

IF CHARACTER IS #1 "C," THEN WHAT IS #2?

Posted by Ed O'Leary in Talking Credit

The answer is also a community bank fundamental

May 02
2013

LET'S WORK AS BANKS AND BANKERS TO PREVENT A PERFECT STORM

Posted by Ed O'Leary in Talking Credit

Lessons learned, let's apply them going forward and avoid trouble

Apr 24
2013

CONTROLLING YOUR BANK'S LEGAL FEES

Posted by Ed O'Leary in Talking Credit

Sometimes improvement begins on the bank's side

Apr 18
2013

APPLE, J.C. PENNEY, THE U.S. ARMY, AND BANKER SURVIVAL

Posted by Ed O'Leary in Talking Credit

Enjoy past success with a healthy serving of humility--or eat crow later

Apr 11
2013

A BEACON TO SET RISK MANAGEMENT BY

Posted by Ed O'Leary in Talking Credit

For all the talk about "ERM," do small banks have any direction?
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