The first part of the 21st annual ABA Banking Journal bank performance rankings--produced by our long-time partner, Capital Performance Group--gives results for public and private institutions over $10 billion in assets. The rankings are based on year-end 2012 return on average equity.
Capital Performance Group is a management consultancy that provides strategy, marketing, finance, risk management, and distribution planning services to help financial services companies become top performers. CPG is a unique collaboration of individuals with extensive industry experience and an unwavering commitment to helping our clients achieve success. CPG provides clients with the information, tools, and insights needed to drive sustained high performance, make decisions with confidence, and accomplish more. Visit us at www.capitalperform.com.
In their analysis of the results of the large banks, CPG's Vanessa Mambrino, Richard Colligan and Kevin Halsey note that 2012 "was the year that many banks demonstrated it was entirely possible to generate solid earnings performance in a low-rate, low-growth environment." Two key drivers were mortgage refinancings and increased loan business. The latter in several cases resulted from "acquisitions" of lending officers or loan teams rather than acquisitions of banks and branches.
In this online report, you can read or download the CPG analysis as it appears in the April 2013 print publication. In addition, the ranking tables and a summary table appear below showing data for all institutions in the "public" and "private/foreign-owned" categories. These online tables contain additional data on each institution that was not included in the print edition.
[This article was posted on March 28, 2013, on the website of ABA Banking Journal, www.ababj.com, and is copyright 2013 by the American Bankers Association.]