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		<title>Latest comments</title>
		<description>Latest comments for http://www.ababj.com , comment 0 to 2 out of 2 comments</description>
		<link>http://www.ababj.com</link>
		<lastBuildDate>Tue, 21 May 2013 15:01:49 +0100</lastBuildDate>
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			<title>Biz Loan Central, CEO</title>
			<link>http://www.ababj.com/myblog/capital-is-out-there-but-challenging-to-catch-and-keep.html#pc_216</link>
			<description>Another form of equity that can be sold are the bank branches. The sale leaseback concept of raising capital is seldom mentioned even though investors would be more interested in holding real estate than bank stock. In the worst case scenario with the bank going under, the branches will be taken over by the Feds. and sold or leased to a new buyer. Nothing is without risk of course, but at least in case of failure the outside investor is left with some of value. - Marc Spangenberg</description>
			<pubDate>Fri, 08 Jan 2010 12:13:43 +0100</pubDate>
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			<title>Director</title>
			<link>http://www.ababj.com/myblog/capital-is-out-there-but-challenging-to-catch-and-keep.html#pc_215</link>
			<description>Our Bank, Community Bank &amp; Trust, Clarks Summit, PA is a $600 million institution and was forced to write-down $12 million in mostly commercial loans, causing a need to raise capital.  We sold subordinated debt in denominations of $250,000 for seven years at 8% interest.  We needed $8 million to fulfill Fed requirements and were over-subscribed by about double that.  The notes were marketed to directors and customers. - John Kameen</description>
			<pubDate>Fri, 08 Jan 2010 09:53:44 +0100</pubDate>
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