Latest comments for http://www.ababj.com , comment 0 to 1 out of 1 comments http://www.ababj.com Wed, 22 May 2013 02:11:42 +0100 FeedCreator 1.7.2 http://www.ababj.com/myblog/good-faith-efforts-may-pay-off-when-banks-fall-short-of-regulatory-order.html#pc_566 Very good blog on enforcement actions. I have the very enviablejob of reading them all(the formal orders) and they seem for the most part impossible or at the very best extremely difficult for a community bank to comply with. The banks are ordered to bolster capital, the ALLL, while reducing classifications by a certain time frame. Just about every action also has a provision to reduce CRE classifications and perform better concentration analysis. My frustration with the actions are that they are made public in bulk by the FDIC and OCC and often after the bank has been placed into receivership. Good advice to keep open and frequent communications with the regulators. It can only help the cause! - Michelle Lucci Fri, 10 Sep 2010 09:03:38 +0100