Latest comments for http://www.ababj.com , comment 0 to 1 out of 1 comments http://www.ababj.com Wed, 22 May 2013 12:59:05 +0100 FeedCreator 1.7.2 http://www.ababj.com/myblog/eight-ways-to-better-workouts.html#pc_567 Very good list on the psychological aspects of being a lender during a banking crisis. For me it can be summed up by saying that a bank employees loyalty should always be to the bank first. Customer service is great and senior bank management always seems to train their employees on this topic and even reward the highest achievers. However, the bank and its shareholders and depositors should always come first. If a loan is not performing and overvalued it can suck the life out of the bank. Renewing a loan on an interest only basis with no clear method of repayment is not in the bank's best interest. It will only delay the inevitable and make dealing the regulators that much more difficult. After a writeoff learning from the experience is how to make a bad situation brighter. Now is the time for banks to rethink and rewrite their loan policies and to put in place better concentration management including better MIS. - Michelle Lucci Fri, 10 Sep 2010 09:27:34 +0100