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		<title>Latest comments</title>
		<description>Latest comments for http://www.ababj.com , comment 0 to 1 out of 1 comments</description>
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		<lastBuildDate>Tue, 21 May 2013 03:47:59 +0100</lastBuildDate>
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			<title>Credit Portfolio Analyst</title>
			<link>http://www.ababj.com/myblog/private-equity-venture-capital-and-community-banks-2683.html#pc_1158</link>
			<description>Upstate New York has suffered many losses over the past few decades besides Kodak; Bethlehem Steel and Ford to name a couple.  Community Banks are typically unable to deal with larger scale issues such as union accomodations or R&amp;D outlays.  However, when a community has to retool and many individuals are faced with retooling their skillsets or creating a new 'venture' of their own; that's when a community bank may be able to grow their business in the form of student loans, possible asset-backed lending, and other smaller scale lending opportunities.  The key here is balancing risk appetite with the needs of the community.  It seems the bank can still benefit in spite of venture capital/private equity plays in a declining economy, but it takes an insightful board and management team working hand in hand with local schools and a local community that will defy the role of victimization. - Anonymous</description>
			<pubDate>Fri, 27 Jan 2012 16:05:36 +0100</pubDate>
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