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		<title>Latest comments</title>
		<description>Latest comments for http://www.ababj.com , comment 0 to 1 out of 1 comments</description>
		<link>http://www.ababj.com</link>
		<lastBuildDate>Wed, 19 Jun 2013 11:10:37 +0100</lastBuildDate>
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			<title>Director, Bank Credit Advisory Services</title>
			<link>http://www.ababj.com/myblog/m-a-do-list-7-steps-for-banks-entering-sell-mode-2937.html#pc_1296</link>
			<description>Your blog is very relevant to what community banks are experiencing today.  Regarding your #5 point, every community bank should prioritize its understanding of how an investor will view and evaluate their loan portfolio value. With recap or merger two of the likely answers to many of the issues currently facing community banks, and loan portfolio quality the major question mark for potential investors and acquirers, community banks will serve themselves to know exactly how their portfolio will be evaluated in the eyes of these two parties. Regardless of the robust ALLL methodology or intricate risk rating system, community banks should be prepared for their portfolios to undergo major scrutiny/due diligence. Further agreeing with your #7 point, the best way to gain this understanding is by engaging a professional third-party to complete an assessment of the loan portfolio resulting in clearer vision into estimated losses – as seen by investors or acquirers. - Jamey King</description>
			<pubDate>Mon, 02 Jul 2012 11:55:50 +0100</pubDate>
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