Latest comments for http://www.ababj.com , comment 0 to 9 out of 9 comments http://www.ababj.com Sun, 19 May 2013 02:50:26 +0100 FeedCreator 1.7.2 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1487 Management shall resolve to ensure adeqaute overight of vendors is in place rather than saying "that's what we pay them for." - Dawn S Mon, 07 Jan 2013 08:51:29 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1485 Lenders will read their loan documents carefully before submitting them for processing, especially the attorney prepared documents. All associates who remove collateral files from the vault will leave a tracking card filled out and notate removal in collateral binder. The CFPB will stop teasing us with updates and only release information on final rules, especially HMDA Congress will stop passing laws they have not thoroughly read or examined for compliance consequences - Sandy Simonson Wed, 02 Jan 2013 16:53:14 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1483 I shall resolve to take up running in 2013, so that I can stay at least one step ahead of the regulatory changes. - Linda L. Boyer Mon, 31 Dec 2012 11:39:52 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1482 1. Loan staff will resolve to put credit files back in the files when they are no longer needed, instead of squirreling them away in their offices. 2. Commercial loan officers resolve to promptly forward documents relating to any adverse action loan requests to a designated central repository. 3. The first person who sees that a either a toner cartridge needs to be replaced, copy paper needs to be refilled or that there is less than a cup of coffee left in the carafe resolves to promptly rectify the situation. 4. Customers resolve to read every statement message. (Assuming that they also resolve to open every statement that they receive.) 5. Loan staff resolve to order a flood cert before a loan is made. 6. Loan staff resolve to provide accurate and complete data on HMDA data collection sheets. (Which assumes that the sheets are being provided for all HMDA-reportable loans.) - Paul Jarosz Mon, 31 Dec 2012 10:10:33 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1480 1. Our governemnt will resolve to recognize the futility of trying to protect consumers from themselves. 2. Check cashers, payday lenders and car title lenders will resolve to find an honest way to earn a living. 3. Consumers resolve to stop believing in a free lunch, the Canadian Lottery, Nigerians sending money from afar, and that they have just won a free iPad if they will only "click here." - Bill Jenkins Wed, 26 Dec 2012 11:27:23 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1479 The CFPB should resolve to minimize Federal Register proposals and final rule comments so that compliance officers don't waste time reviewing 1,200 page proposals for a 3 to 5 page disclosure. - Cheryl Nakashige Wed, 26 Dec 2012 09:32:24 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1478 Schools should resolve to teach useful financial education to our children instead of who was the king of France in the mid 12th century. - Nancy Castiglione Sun, 23 Dec 2012 12:12:55 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1476 Loan Officers and Branch Managers will resolve to verify with the Compliance Officer before saying "sure, we can do that" Branch staff will resolve to follow CIP Procedures instead of just saying "Oh, I've known him since he was knee high to a grasshoper" - Sandra Chastain Fri, 21 Dec 2012 16:48:41 +0100 http://www.ababj.com/myblog/compliance-officer-lament-new-year-s-resolutions-we-wish-others-would-make-3549.html#pc_1473 Loan Officers shall resolve to make loans based upon loan policy instead of because he is a "good ole boy!" - Karen S. Fri, 21 Dec 2012 14:43:06 +0100