How to avoid Ponzi purgatory
Stoked up and ready to run
Durbin amendment pushes bank growth
Take a chance on lottery at your bank?
Marvin, the accidental entrepreneur
An Obamacare alert for health lenders
Time to acquire?
ERM: Getting it, and getting it right
Risk: Strategic key that’s often missing
Expense account receipts without pain?
ATM makers forming security-focused grou…
“Mobile-ly Upward”: 1 in 3 to adopt by 2…
Checks/Remote Deposit Capture
P2P and gift cards compete as consumers embrace e-gifting
New P2P services from banks that can be used for gifts may begin to cut into gift card volume
Whither EMV? Who knows? Who cares?
The U.S. migration to EMV depends on merchant adoption, customer interest
Most prepaid debit card users pay less than $7.50 monthly
Cost is lower that basic checking account fee
Holiday promos can have a “sanity claus”
Most wait until December to do major gift buying
Card-not-present seen as fastest growing type of credit card fraud
While incidents rose, the average loss per compromised account fell 10
Banks need to strengthen payment revenues with new technologies, business models
Wholesale transaction banking looks to be the key lever for higher ROE
Consumers tighten faucet a bit
FirstData report tracks September slowdown
Major card companies propose global standard to enhance security
Digital payment token to replace account number for online, mobile transactions
PREPAID CARDS Yes: Prepaid customers are bank customers
Even as the prepaid card market grows incredibly fast, old views of prepaid are holding financial institutions back, says Cathy Corby Parker, chief revenue officer of TransCard.
Prepaid cards generally a lower-fee option than basic checking
Prepaid purchase volume is expected to grow by almost $45 billion over the next five years
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