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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at jginovsky@sbpub.com.

Disruption shakes up tradition-bound industry
Tight security, streamlining, tailored functionality rate highly
Incorporating social input improves systems and processes
Internet slips, but remains most popular choice
Data allows consideration of previously unscoreable consumers
More institutions perceive the benefits while security concerns drop
18 months to go, EMV migration gains ground
"Stores" morph towards digital-age relevance
Reality of bank reinvention at the "speed of blur"
Online retailer seen entering brick-and-mortar space
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