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Payments

Security concerns, lack of a compelling reason seen blocking acceptance
Cost is lower that basic checking account fee
Already, 12.5 million Americans use mobile bill pay
Survey shows 50% increase in mobile banking; double- and triple-digit growth in online sales
As crowdfunding expands under JOBS Act, banks must assess position of this upstart for startups
Push notifications not only provide alerts but offer immediate options to take responsive actions
Customers prefer to deal with their banks but will go elsewhere if not satisfied
Financial institutions in developing countries finding ways to teach domestic banks a thing or two
PayPal, however, seems positioned to break out of the pack
Regulatory complexities force many providers to concentrate on airtime topups
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