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Brick-and-mortar must be reimagined
SNL Report: Opportunity for smaller banks?
4 checklists help frame it and point the way
Will concentrate on application to unbanked, privacy, security, money management
Branch data tools may be your best weapons
Personal, face-to-face relationships still matter
As apps proliferate, they get hidden in public app stores
Teller tablets sync with advanced kiosks
Slowly, the mobile wallet players focus on… customers
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