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Credit Risk
Ed O’Leary

Ed O’Leary

Veteran lender and workout expert Ed O'Leary spent more than 40 years in bank commercial credit and related functions, working with both major banks as well as community banking institutions. He earned his workout spurs in the dark days of the 1980s and early 1990s in both oil patch and commercial real estate lending. O'Leary began his banking career at The Bank of New York in 1964, and worked at banks in Florida, Texas, Oklahoma, and New Mexico. He served as a faculty member and thesis advisor at ABA's Stonier Graduate School of Banking for more than two decades, and served as long as a faculty member for ABA's undergraduate and graduate commercial lending schools. Today he works as a consultant and expert witness, and serves as instructor for ABA e-learning courses and has been a frequent speaker in ABA's Bank Director Telephone Briefing series. You can e-mail him at etoleary@att.net. O'Leary's website can be found at www.etoleary.com.

Learning by listening, and talking
Have regulators spotted major challenge?
Poor account analysis erodes your bank’s independent future
Balance skepticism, curiosity, and awareness
What are they really driving at?
Bankers should be talking about more of these—now
How can untrained credit staff build and maintain an independent bank?
8 promises and principles to keep
Don’t spend a dime if staff gives a bad time
Lenders must be clear on the answer
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