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Credit Risk
Paying attention to policy, details, and decisions safeguards local lenders
19,700 mortgage apps deemed risky in second quarter 2013, down from 20,900 a year ago
Credit concentrations can be unavoidable, but sometimes you can prepare for them
And why credit staff must worry about all three
Troubled borrowers’ historical preference towards mortgage bill returning, says TransUnion study
ARMs seen having significantly higher risk than fixed-rate mortgages
Creative business can’t allow itself to be rendered innocuous
Many credit departments lack muscle and skills necessary to support sound growth
Will your bank’s security interest survive a forfeiture action?
Post-crisis mud continues its cling
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