ABA Banking Journal Home
Credit Risk
New sources improve marketing, fight fraud
Overall delinquency continues fall, older debt still factor
Face-to-face or on Facebook, behave as a banker ought
Better credit = better prices
“Near-prime” growth, falling delinquencies indicate health
Lenders explore path to cleaner portfolios
Take them seriously, but not as gospel precision
Three lenders share their strategies
Competition heats up for owner-occupied in wake of lessons learned
Fundamentally, capital should be a protection
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