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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Cites potential problems with costs, exchange rates, and hackers
Underlying blockchain technology could have far-reaching applications
Current laws provide protection, while consumers enjoy benefits
Technology, transformed branches, key to remaining competitive
FS-ISAC’s two-day event to test cyber response capabilities
Survey finds 82% of mobile banking users satisfied with their bank
POS mobile payments lag, but p2p is ripe now
Voluntary participation can widen bank’s reach in social networks
Wearables may be about to take off, or not
Rapid tech changes, digital business demands driving role change
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