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John Ginovsky

John Ginovsky

John Ginovsky is a contributing editor of ABA Banking Journal and editor of the publication’s TechTopics e-newsletter. For more than two decades he’s written about the commercial banking industry, specializing in its technological side and how it relates to the actual business of banking. In addition to his weekly blogs—"Making Sense of It All"—he contributes fresh, original stories to each TechTopics issue based on personal interviews or exclusive contributed pieces. He previously was senior editor for Community Banker magazine (which merged into ABA Banking Journal) and was managing editor and staff reporter for ABA’s Bankers News. Email him at

Firm will fund startups, set up innovation lab, and release film
Key drivers are mobile, social media, web analytics, and ecommerce
Group’s priorities begin with EMV, tokenization, encryption
Quick sharing of fraud information helps stop attacks, mitigate damage
Most billers do not track if homepage visits come from mobiles or laptops
Recent security breaches should not come as a surprise
Nonbank startup acquisition a sign of things to come
Cloud application tests message format integration
Strong encryption, key management, essential to cloud use
Increase must be accompanied by evidence of success
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